Create your customized banking solution.

Cross River bridges the best of both worlds. It’s the technology support you want, crossed with banking expertise you need.
Banking services for modern applications.

Demand Deposit Accounts

FDIC-insured digital DDAs, including debit cards for businesses and consumers.

Savings Accounts

FDIC-insured savings accounts with transactional capabilities for businesses and consumers.

Purpose-driven Accounts

Deposit products including FBO accounts & sub-ledgers give you the ability to manage accounts and create unique financial services products for your customers.

Agile. Simple. Intuitive.

Our Banking-as-a-Service (BaaS) platform, called COS, offers seamless account functionality to create, open and manage accounts via APIs. Customize your financial service products with purpose-driven accounts that are available with a host of adjustable parameters.

Ready to begin building your banking services? Contact us today. With Cross River, you don’t just get products. You get a dedicated team focused on end-to-end project management. Let Cross River guide you through implementation and beyond.

Every Cross River client receives a dedicated implementation team aimed at decreasing your time to market and offering personal support as questions arise.

All the modular components you need to build the best products for your business. Customize your solution to best meet the needs of your customers.

Cross River is guided by a gold standard for compliance and risk management, helping clients stay guarded.

One gateway to manage all payments and related services. Plus, Cross River manages those third-party relationships too. All under one set of APIs.

The services your clients need today and the foundation for the next generation of financial services. 


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