Untangling banking for the innovators.

We apply the rigors of compliance and best-in-class technology to modern business models, helping our Partners both protect their customers and grow their business.

A stronger partner for FinTech.

Cross River enables our Partners to meet their customers’ changing needs. We originate loans for many of the leading marketplace lending platforms and facilitate new products, asset classes and market opportunities on behalf of our Partners.

An infrastructure you can rely on.

We offer creative solutions and support to our third-party Partners in all aspects of lending, including credit and underwriting, origination, payments, compliance, balance sheet capacity and capital market capabilities. In turn, our Partners facilitate lending across industries, including debt consolidation, point of sale, home improvement, medical and small businesses.
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How it works

Applicants submit loan applications through a digital marketplace lending platform. Automated models supported by knowledgeable staff verify borrower information and assess loan risk. Once approved, Cross River funds the loan to the designated party.