Use Cases
Discover how Cross River works for you
While Cross River’s partners span numerous industries, all have a common goal: enabling their products and services with financial technology so their customers can transact seamlessly – and safely. Explore these use cases and see how you can bring new possibilities to life.
Launching a corporate card
Provide customers with branded credit or debit cards, issued by Cross River with an issuing BIN sponsorship and card issuing services.
Expense management
Support small to medium sized businesses by integrating budgeting tools with card issuing and account management.
Credit building
A secure card that provides an affordable way for more people to safely build their credit histories.
Earned wage access
Process payroll with near real-time debit disbursements for hourly and gig economy workers and contractors. Explore push-to-card and real-time payment rails.
Fleet management
Create operational efficiencies for drivers and fleet management with credit card programs and push-to-card debit disbursements.
Plaid scales its business with faster payments
Trustly offers settlements in seconds for merchants and consumer payouts
Divvy uses Cross River issued cards to give businesses control over their spending
Upgrade moves beyond its flagship product — with the help of Cross River's APIs
Cross River and Current propel credit building with an innovative build card
