Cross River Bank

Building the
future of finance

We're reinventing financial services, delivering innovative and scalable embedded cards, payments and lending solutions to millions of consumers and businesses around the world.

Our Partners

affirm
best egg
coinbase
finix
freedomplus
Mastercard
Remitly
Rocket Loans
RS2
Stripe
Upstart
Visa
Technology is at the core of what we do.
It’s changing the way our partners grow.

Card and Account Programs

Custom credit and debit solutions, card issuing and account management services.

Payment Rails

Streamlined payments solutions including ACH, wire, card disbursement and money transfer-all through APIs, while maintaining a strong focus on compliance.

Marketplace Lending

Loan origination services for leading marketplace lending platforms, providing greater access to credit in the market.

Capital Markets

Sophisticated financing options including off-balance-sheet, and asset-backed credit facilities to help our partners grow.

Traditional Banking

Committed to meeting the needs of our communities through a personalized, full-service banking experience.

Compliance

Risk assessments, diligence, testing, monitoring, and oversight form a trusted internal Compliance Management System.
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"Best Place to Work in Financial Technology" for Five Consecutive Years
American Banker 2018, 2019, 2020, 2021, 2022