Digital Lenders

From origination and disbursement to sale and securitization, Cross River’s end-to-end solution enables digital lenders to scale their online lending businesses.

Get In Touch Explore API Documentation

Benefits of partnering with Cross River

Fast, compliant & nationwide origination

Cross River’s loan engine ensures compliant loan processing, powering fast origination at the point-of-sale.

Capital solutions across loan lifecycle

Sophisticated capital solutions including second look programs, warehouse facilities, risk retention financing, whole loan sales, and securitizations.

Robust product roster to support innovation

Expand your product offering with cutting-edge payments, card issuing, account solutions and more.

Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.

Origination at scale

Real-time underwriting approval, loan application processing, and origination— backed by best-in-class regulatory compliance.

Multi-rail loan disbursements

Loan funding via multiple payment rails, including ACH and Same-Day ACH– and instant payments with RTP® and FedNow®.

Debit and credit card issuance

Enhance your lending program with flexible card issuing solutions, including debit, charge, and credit.