Accounts
Innovative Account Solutions
Effortlessly manage customer deposits and money flow with flexible account programs — all built on Cross River’s proprietary bank core.
Product Overview
Accounts for every use case
Build and scale checking, savings, and purpose-driven account programs on Cross River's modern technology stack.
“This represents yet another example of us executing against our master plan for expansion, with a trusted, tech-forward bank, whose mission is aligned with our own.”
Checking
Savings
Certificate of deposits
Custodial accounts
Benefits
Next-gen accounts solutions
Key features
Take your deposit strategy from idea to implementation with the cutting-edge infrastructure of a technology-first, established bank.
curl -X POST
--header 'Content-Type: application/json'
--header 'Accept: application/json'
--header 'Authorization: Bearer <token>'
-d '{ \
"customerId": "59e3bc15-bbec-4990-88e9-a9a600d3296c",
"productId": "44015e68-1afb-40fc-9497-abc1014f52da",
"title": "Bob Smith",
"statementAddress": {
"street1": "123 Any Street",
"city": "Anywhere",
"state": "NY",
"postalCode": "12345",
"countryCode": "US"
}
}' 'https://sandbox.crbcos.com/Core/v1/dda/accounts'
FDIC insured accounts with deposit sweep capabilities
Unlimited subledgers
Issuing BIN sponsorship
Multi-rail API-based money movement
Compliance and regulatory oversight
Expand Beyond Accounts
Digital Lending
Fast, compliant & nationwide origination
From application to securitization, launch and scale innovative lending solutions with Cross River’s end-to-end digital lending suite.
Bank Rails
Multi-rail payments capabilities
Leverage near real-time rails and instant payout solutions to build account funding and payments offerings.
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Acquiring BIN Sponsorship
Tech-forward BIN sponsorship
Integrated acquiring BIN solutions via API – purpose-built for ISOs, Payfacs, Marketplaces, ISVs, and mobile wallet providers.
Uses for accounts
Secured fund accounts
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Interest-bearing
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Merchants
Consumer
Commercial
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Payments accounts
