Acquiring BIN

Launch Merchant Services

Leverage Cross River's acquiring capabilities to start processing merchant payments. Integrate with our technology infrastructure to build your program and scale your business.

Get In Touch
Explore API Documentation
Credit card illustration
Product Overview

BIN sponsorships and beyond

Cross River offers acquiring BIN sponsorship solutions for platforms categorized as ISOs, PayFacs, marketplaces, merchants of records, ISVs, mobile wallets, and more.

Learn More

FBO accounts

Payment facilitation

Dispute support

Tailored programs

Benefits

Merchant acquiring with Cross River

Key features

Cross River’s in depth understanding of the acquiring landscape enables a strong foundation for fintechs looking to begin or enhance acquiring offerings.

Explore API Documentation
{
  "id": "00000000-0000-0000-0000-000000000000",
  "groupId": "00000000-0000-0000-0000-000000000000",
  "status": "Pending",
  "merchantType": "Standard",
  "riskTier": "Standard",
  "customerId": "00000000-0000-0000-0000-000000000000",
  "legalName": "string",
  "dbaName": "string",
  "billingDescriptor": "string",
  "businessPhoneNumber": "string",
  "businessEmail": "string",
  "businessUrl": "string",
  "primaryContactName": "string",
  "depositBankRoutingNumber": "string",
  "depositBankAccountNumber": "string",
  "feeBankRoutingNumber": "string",
  "feeBankAccountNumber": "string",
  "productServiceDescription": "string",
  "mid": "string",
  "subMid": "string",
  "originalBoardDate": "2024-05-28T18:15:30.538Z",
  "mccCodes": [
    "string"
  ]

Full settlement transparency for entire flow of funds

Real-time access to transaction status and data via API

Underwriting for payment facilitators

Multi-rail merchant payouts with RTP®, FedNow®, and push-to-card

Scalable solutions across payments, cards, lending

Advanced technology for modern day merchant settlements

Uses for acquiring

Gaming

Rent & utilities

Retail

Subscriptions

Credit

Healthcare

Frequently Asked Questions

What type of acquiring platforms does Cross River support?

How do I contact customer support?

How do I know which product/payment rail is right to offer my merchants?

Which Merchant Category Codes (MCCs) are not supported?

What settlement payout options can I offer my merchants by connecting to Cross River's Operating System?

As a platform that works with a range of merchants, what features can help monitor merchant transactions for greater compliance oversight?

How does Cross River support with merchant disputes?

Ready to get started?

We bridge the best of both worlds. The technology support you want, combined with the banking expertise you need to create a customized banking solution no matter what your business needs may be.

Get In Touch
Explore API Documentation