Neobanks

Build and scale your neobank via a single integration with Cross River’s end-to-end bank core with access to accounts, payments, cards, and lending infrastructure.

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Join partners already connected to Cross River's APIs

Benefits of partnering with Cross River

Robust product suite

Power digital banking solutions across accounts, card issuing, lending, and payments through a unified API infrastructure.

Modern banking core

Leverage Cross River's Operating System (COS) to build better, scalable tech stacks for enhanced customer experiences.

Experienced management team

Our people are committed to client success and hold the keys to consistent improvements that enable Cross River products to remain competitive.

Products used by neobanks

Leverage APIs for a sophisticated deposit strategy

Banking begins with accounts. Optimize your deposits strategy with flexible account solutions and fund via instant payment rails.

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Launch a card program

Build debit, credit, and charge card programs on the network of your choice, including Visa®, Mastercard®, and American Express®.

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Fast, compliant & nationwide origination

From application to securitization, launch and scale innovative lending solutions with Cross River’s end-to-end digital lending suite.

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Tech-forward BIN sponsorship

API integrated acquiring BIN solutions that are purpose-built for fintechs looking to create or amplify existing acquiring programs.

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Ready to get started?

We bridge the best of both worlds. The technology support you want, combined with the banking expertise you need to create a customized banking solution no matter what your business needs may be.

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