Neobanks

Build and scale your neobank via a single integration with Cross River’s end-to-end bank core with access to accounts, payments, cards, and lending infrastructure.

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Benefits of partnering with Cross River

Robust product suite

Power digital banking solutions across accounts, card issuing, lending, and payments through a unified API infrastructure.

Modern banking core

Leverage Cross River's Operating System (COS) to build better, scalable tech stacks for enhanced customer experiences.

Experienced management team

Our people are committed to client success and hold the keys to consistent improvements that enable Cross River products to remain competitive.

Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.

Leverage APIs for a sophisticated deposit strategy

Banking begins with accounts. Optimize your deposits strategy with flexible account solutions and fund via instant payment rails.

Launch a card program

Build debit, credit, and charge card programs on the network of your choice, including Visa®, Mastercard®, and American Express®.

Fast, compliant & nationwide origination

From application to securitization, launch and scale innovative lending solutions with Cross River’s end-to-end digital lending suite.

Tech-forward BIN sponsorship

API integrated acquiring BIN solutions that are purpose-built for fintechs looking to create or amplify existing acquiring programs.