Purpose-built Solutions

Discover how Cross River works for you

Cross River’s customers have a common goal: to enable financial technology for safe and seamless transactions. Explore how tailored solutions bring new possibilities to life.

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Solutions for fintech innovators

Neobanks

Core bank infrastructure - lending, payments, and deposits supporting the banks of the future.

Digital lenders

Enabling innovative online lending programs and loan origination at scale.

Merchant acquirers and payfacs

Leverage Cross River’s technology infrastructure to enable seamless merchant experiences and scale your business.

Institutional credit investors

Sourcing high quality private credit opportunities at scale requires the right partner.

“Cross River's choice to build a banking core speaks to their appetite for solving complex problems. This deep commitment to their own tech stack played a big factor behind why we chose them to implement our programs.”

Renaud Laplanche

CEO & Co-founder

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See how our partners grow

Plaid scales its business with faster payments

Trustly offers settlements in seconds for merchants and consumer payouts

Divvy uses Cross River issued cards to give businesses control over their spending

Upgrade moves beyond its flagship product — with the help of Cross River's APIs

Cross River and Current propel credit building with an innovative build card

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Explore API Documentation

We bridge the best of both worlds. The technology support you want, combined with the banking expertise you need to create a customized banking solution no matter what your business needs may be.