Personal Banking

Bank locally. Think big.

Personal Checking

Effective: August 2, 2022 Minimum Balance to Obtain Annual Percentage Yield (APY) Interest Rates APY*
Regular/E Money Market Account none 0.25% 0.25%
I Connect Select Checking/E Connect Select Checking none 0.10% 0.10%

 

Personal Savings

Effective: August 2, 2022 Minimum Balance to Obtain Annual Percentage Yield (APY) Interest Rates APY*
I Connect/E Connect Savings none 1.50% 1.51%
I Connect/E Connect Select Tiered Savings none 1.50% 1.51% †

† On all balance tiers

Certificate of Deposit

Effective: August 2, 2022  Minimum Balance to Obtain Annual Percentage Yield (APY) Interest Rates APY*

3 Month

$500.00

0.30%

0.30%

6 Month

$500.00

0.65%

0.65%

9 Month

$500.00

0.75%

0.75%

12 Month $500.00

1.25%

1.26%

18 Month $500.00

1.45%

1.46%

24 Month $500.00

1.60%

1.61%

36 Month $500.00

1.75%

1.77%

48 Month $500.00

1.50%

1.51%

 

*Annual Percentage Yields (APYs) are accurate as of August 2, 2022. Minimum deposit to open any checking or savings account is $0, certificates of deposit is $500 and Brix Direct certificates of deposit is $50,000 and minimum balance to obtain APY for all accounts indicated in tables. CDs are subject to penalty for early withdrawal. Fees on checking and savings accounts may reduce earnings. Rates are subject to change at any time.

FDIC deposit insurance is $250,000 per depositor.

Wallet

Personal Banking

At Cross River, we are consistently and creatively reevaluating the way we service our customers and their communities. Be it online or at our branch, enjoy a secure personal banking experience, with no monthly maintenance or check printing fees, as well as competitive yields on your Checking and Savings accounts, among other benefits.