Personal Banking

Bank locally. Think big.

Personal Checking

Effective: May 20, 2021 Minimum Balance to Obtain Annual Percentage Yield (APY) Interest Rates APY*
Regular/E Money Market Account none 0.25% 0.25%
I Connect Select Checking/E Connect Select Checking none 0.10% 0.10%

 

Personal Savings

Effective: May 20, 2021 Minimum Balance to Obtain Annual Percentage Yield (APY) Interest Rates APY*
I Connect/E Connect Savings none 0.51% 0.51%
I Connect/E Connect Select Tiered Savings none 0.51% 0.51% †

† On all balance tiers

Certificate of Deposit

Effective: May 20, 2021  Minimum Balance to Obtain Annual Percentage Yield (APY) Interest Rates APY*

3 Month

$500.00

0.10%

0.10%

6 Month

$500.00

0.15%

0.15%

9 Month

$500.00

0.15%

0.15%

12 Month $500.00

0.20%

0.20%

18 Month $500.00

0.25%

0.25%

24 Month $500.00

0.30%

0.30%

36 Month $500.00

0.35%

0.35%

48 Month $500.00

0.40%

0.40%

 

*Annual Percentage Yields (APYs) are accurate as of May 20, 2021. Minimum deposit to open a checking or savings account is $0 and minimum balance to obtain APY for all accounts indicated in tables. CDs are subject to penalty for early withdrawal and require a minimum deposit $500 to open. Fees on checking and savings accounts may reduce earnings. Rates are subject to change at any time. FDIC deposit insurance is $250,000 per depositor.

Personal Banking

At Cross River, we are consistently and creatively reevaluating the way we service our customers and their communities. Be it online or at our branch, enjoy a secure personal banking experience, with no monthly maintenance or check printing fees, as well as competitive yields on your Checking and Savings accounts, among other benefits.