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Digital Lending

End-to-end lending capabilities

Enable unique borrowing use cases with Cross River’s loan origination technology, built-in compliance frameworks, and capital markets solutions.

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Product Overview

Launch digital lending programs

Best-in-class lending enablement solutions to launch and scale your program - from loan application and origination, to securitization and sale.

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Origination & funding

Capital markets

Compliance oversight

Cross River's choice to build a banking core speaks to their appetite for solving complex problems. This deep commitment to their own tech stack played a big factor behind why we chose them to implement our programs.

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Renaud Laplanche

CEO & Co-founder Upgrade

We're thrilled to partner with Cross River as we continue to expand the ways we serve our merchant and consumer customers.

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Chris Bracken

Chief Revenue Officer Momnt

Second Look Programs

Holistic decision making for borrowers

Fair lending

Financial inclusion

Personalized support

Benefits

Full-stack digital lending

Key features

Build solutions across the loan lifecycle.

Loan licensing & origination

Underwriting validation & compliance

Funding solutions

Second look programs

Liquidity & financing

{ "Loan": { "LoanNumber": {{loanNumber}}, "IssuingBankId": "CRB", "Platform": "string", "LoanType": 1, "NoteDate": "2019-12-31", "BorrowerLastName": {{$randomLastName}}, "BorrowerFirstName": {{$randomFirstName}}, "BorrowerDOB": "1986-12-31", "BorrowerSSN": {{borrowerSSN}}, "BorrowerAddress": {{borrowerAddress}}, "BorrowerCity": {{$randomCity}}, "BorrowerState": {{borrowerState}}, "BorrowerZip": {{borrowerZip}}, "LoanAmount": 1500, "NetFunding": 1300, "Rate": 0.2, "APR": "10", "BatchId": "string", "BorrowerPhone": {{$randomPhoneNumber}}, "BorrowerEmail": {{$randomEmail}}, "Amortization": 0, "Term": 36 } ]
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Uses for digital lending

Buy now pay later

Consumer loans

SMB loans

Auto loans

Debt settlement & consolidation

Lines of credit

Ready to get started?

We bridge the best of both worlds. The technology support you want, combined with the banking expertise you need to create a customized banking solution no matter what your business needs may be.