Digital Lending
End-to-end lending capabilities
Enable unique borrowing use cases with Cross River’s loan origination technology, built-in compliance frameworks, and capital markets solutions.
Product Overview
Launch digital lending programs
Best-in-class lending enablement solutions to launch and scale your program - from loan application and origination, to securitization and sale.
“Cross River's choice to build a banking core speaks to their appetite for solving complex problems. This deep commitment to their own tech stack played a big factor behind why we chose them to implement our programs.”
Origination & funding
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Capital markets
Compliance oversight
Second Look Programs
Holistic decision making for borrowers
“We're thrilled to partner with Cross River as we continue to expand the ways we serve our merchant and consumer customers.”
Fair lending
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Financial inclusion
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Personalized support
Benefits
Full-stack digital lending
Key features
Build solutions across the loan lifecycle.
{
"Loan": {
"LoanNumber": {{loanNumber}},
"IssuingBankId": "CRB",
"Platform": "string",
"LoanType": 1,
"NoteDate": "2019-12-31",
"BorrowerLastName": {{$randomLastName}},
"BorrowerFirstName": {{$randomFirstName}},
"BorrowerDOB": "1986-12-31",
"BorrowerSSN": {{borrowerSSN}},
"BorrowerAddress": {{borrowerAddress}},
"BorrowerCity": {{$randomCity}},
"BorrowerState": {{borrowerState}},
"BorrowerZip": {{borrowerZip}},
"LoanAmount": 1500,
"NetFunding": 1300,
"Rate": 0.2,
"APR": "10",
"BatchId": "string",
"BorrowerPhone": {{$randomPhoneNumber}},
"BorrowerEmail": {{$randomEmail}},
"Amortization": 0,
"Term": 36
}
]
Loan licensing & origination
Underwriting validation & compliance
Funding solutions
Second look programs
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Liquidity & financing
