Cross River APIs in action
Open accounts via API in seconds
Cross River provides several different account types and solutions through a suite of products. COS supports transactional and non-transactional accounts, including demand deposit accounts that can be operational in seconds.
{
"Loan": {
"LoanNumber": {{loanNumber}},
"IssuingBankId": "CRB",
"Platform": "string",
"LoanType": 1,
"NoteDate": "2019-12-31",
"BorrowerLastName": {{$randomLastName}},
"BorrowerFirstName": {{$randomFirstName}},
"BorrowerDOB": "1986-12-31",
"BorrowerSSN": {{borrowerSSN}},
"BorrowerAddress": {{borrowerAddress}},
"BorrowerCity": {{$randomCity}},
"BorrowerState": {{borrowerState}},
"BorrowerZip": {{borrowerZip}},
"LoanAmount": 1500,
"NetFunding": 1300,
"Rate": 0.2,
"APR": "10",
Subledgers
COS offers the ability to create subledgers instantly and on-demand. A subledger can be linked to any existing deposit account, also known as the master account, and enables effective reconciliation of sub accounts.
POST /core/v1/dda/subaccounts
{
"masterAccountNumber": "2001231234",
"title": "Acme Co",
"beneficiary": {
"referenceId": "ABC789",
"entityName": "Acme Co",
"streetAddress1": "400 Business Street",
"streetAddress2": "Suite 123",
"city": "New York",
"state": "NY",
"postalCode": "10025",
"countryCode": "US",
"phoneNumber": "2015551234",
"emailAddress": "acme@test.com",
"notes": "Testing 123"
}
}
Update a Webhook Registration
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“ProcessedRails”: [
{
“Id”: 167938,
“RailId”: “34a65c5e-2e28-498d-bef1-ad6201338e26”,
“LoadId”: “87a65c5e-306a-47ff-b3e7-ad6201338e26”,
“RailType”: “COCXPay”,
“AmountFunded”: 8000.000000,
}
],
