The opportunity
Reach the unbanked
Provide financial access to a vast, underserved population.
Gen Z favorite
Future-proof solutions for the fastest growing group of decision makers.
Mobile-first integration
Seamless integration with mobile wallets for on-the-go convenience.
Massive market opportunity
Prepaid is expected to reach $14 trillion in the next decade, reflecting a 19% CAGR*.
Partnering with Cross River lets you leverage our membership and BIN sponsorship with major card networks. This allows you to issue your own prepaid card without the lengthy onboarding process, allowing you to focus on what you do best – building financial solutions to address evolving customer requirements.
Why Cross River
Our prepaid debit card programs offer consumers instant access to funds, while businesses benefit from streamlined payment distribution. Prepaid cards are a more efficient alternative to checks or cash, reducing administrative burdens and ensuring quicker access to funds. As a member of major card networks, we provide flexible, customized card solutions tailored to your business’s needs.
Fund Availability
Immediate access to funds preloaded by your business or individual.
Global Reach:
Accepted domestically and internationally wherever Visa or Mastercard are accepted.
Enhanced credibility
Showcase your brand prominently alongside trusted card networks, building trust and recognition.
Zero liability
Benefit from protection against unauthorized card usage, in accordance with major payment network policies.
Use Cases
Prepaid cards offer a convenient and budget-friendly way to manage everyday spending. They allow users to load funds electronically or with cash, promoting responsible spending habits and providing access to financial services for those who may not qualify for traditional bank accounts.
Use Cases
Businesses use prepaid programs for various purposes, including employee incentives, travel allowances, and corporate spending control. These cards offer a secure and trackable way to manage company funds while simplifying expense reporting.
Use cases
Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) use prepaid cards to manage healthcare expenses. These cards allow tax-advantaged contributions for qualified medical costs, promoting responsible saving and healthcare budgeting.
Technology is at the core of what we do
Our card network relationships and API platform means your prepaid program integration with Cross River is simple and seamless.
