Digital Lenders

From origination and disbursement to sale and securitization, Cross River’s end-to-end solution enables digital lenders to scale their online lending businesses.
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Benefits of partnering with Cross River

Fast, compliant & nationwide origination

Cross River’s loan engine ensures compliant loan processing, powering fast origination at the point-of-sale.

Capital solutions across loan lifecycle

Sophisticated capital solutions including second look programs, warehouse facilities, risk retention financing, whole loan sales, and securitizations.

Robust product roster to support innovation

Expand your product offering with cutting-edge payments, card issuing, account solutions and more.

Products used by digital lenders
Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.
Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.
Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.

Origination at scale

Real-time underwriting approval, loan application processing, and origination— backed by best-in-class regulatory compliance.

Multi-rail loan disbursements

Loan funding via multiple payment rails, including ACH and Same-Day ACH– and instant payments with RTP® and FedNow®.

Debit and credit card issuance

Enhance your lending program with flexible card issuing solutions, including debit, charge, and credit.

Ready to get started?

We bridge the best of both worlds. The technology support you want, combined with the banking expertise you need to create a customized banking solution no matter what your business needs may be.

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